BAC

BAC·Financial Services

www.bankofamerica.com

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets.

$62.68

▼ -$0.04 (-0.06%)Today

Open

$62.56

High

$62.92

Low

$61.96

Volume

25.9M

$46.1252-Week Range$65.23

Current: $62.68 · Near 52W High

MARKET CAP

$438.3B

P/E (TTM)

14.5x

P/B RATIO

1.6x

ROE

11.2%

EPS (TTM)▲ 16.8% Rev YoY

$4.33

DIVIDEND YIELD

2.04%

BETA

1.16

Market-correlated

Company Info

Industry

Banks - Diversified

Country

United States

Leadership

Mr. Brian Thomas Moynihan

Chief Executive Officer

Stock Score

Best Value

42/ 100

Val

Grw

Qly

Value 40%·Growth 35%·Quality 25%

Price History

$62.68▲ $13.22 (26.73%)

Overlays

Oscillators

Generating analysis...

01 / Income Statement

Income Statement

Revenue & Margin Trend

Period	Revenue	OpEx	EBITDA	Net Income	EPS
2022	$94.95B	N/A	N/A	$27.53B	$3.19
2023	$102.77B▲	N/A	N/A	$26.30B▼	$3.08
2024	$105.86B▲	N/A	N/A	$26.97B▲	$3.21
2025	$113.10B▲	N/A	N/A	$30.51B▲	$3.81

02 / Balance Sheet

Balance Sheet

Cash & Equivalents

$239.32B

Total Debt

$365.90B

Assets Distribution

Current Assets

Non-Current Assets

Liabilities & Equity

Current Liabilities

Non-Current Liabilities

Equity

03 / Cash Flow

Cash Flow

Positive free cash flow of $12.6B — 100% of operating cash flow.

Operating CF

$12.6B

Free Cash Flow

$12.6B

Investing CF

-$145.2B

Financing CF

$69.9B

Cash Flow Mix

Operating Cash$12.6B

Investing Cash-$145.2B

Financing Cash$69.9B

Net Change-$62.6B

FCF Generation

The company converts 100% of operating cash flow into free cash flow, providing ample flexibility for capital allocation.

CapEx Burden

Capital expenditures consume $145.2B of operating cash. Monitor for maintenance vs. growth CapEx split.

Is the cash flow sustainable?

Positive Free Cash Flow

The company has flexibility for dividends, buybacks, debt reduction, or reinvestment in growth opportunities.

04 / Financial Ratios

Financial Ratios

Profitability

Gross Margin

0.0%

Gross Profit / Revenue

Operating Margin

0.0%

Op. Income / Revenue

Net Margin

27.0%

Net Income / Revenue

ROIC

4.6%

Return on Invested Capital

Liquidity & Leverage

Current Ratio

1.22x

Current Assets / Current Liab.

Cash Ratio

0.09x

Cash / Current Liab.

Debt-to-Equity

1.21

Total Debt / Equity

Asset Turnover

0.03

Revenue / Total Assets

Returns

ROE

11.2%

Return on Equity

ROA

1.0%

Return on Assets

EPS (TTM)

$4.33

Earnings Per Share

06 / Historical Trends

Historical Trends

Revenue

+6.0% CAGR

Net Income

+3.5% CAGR

EPS

+6.1% CAGR

05 / Dividends

Dividends & Yield

Dividend Yield

2.04%

Annual

Annual Dividend

$1.28

Per Share

Payout Ratio

29.5%

Div / EPS

Est. Div Growth

+6.7%

Approx. YoY

Dividend Safety Assessment

The payout ratio of 30% suggests ample room for dividend growth and sustainability. The company retains over half of its earnings for reinvestment.

Recent Dividend Payments

Date	Amount
2026-09-04	$0.32
2026-06-05	$0.28
2026-03-06	$0.28
2025-12-05	$0.28
2025-09-05	$0.28
2025-06-06	$0.26
2025-03-07	$0.26
2024-12-06	$0.26
2024-09-06	$0.26
2024-06-07	$0.24

Institutional Ownership

Moderate Institutional Support

Top 3 institutional holders control 20.7% of shares, providing a stable foundation of institutional capital.

Retail Influence

Lower institutional concentration means retail sentiment and broader market trends may drive price action more noticeably.

Top Institutional Holders

Blackrock Inc.7.80%

545.68M shares

Berkshire Hathaway, Inc6.91%

483.39M shares

Vanguard Capital Management LLC6.03%

421.83M shares

State Street Corporation4.29%

299.78M shares

FMR, LLC2.71%

189.18M shares

Top ETFs Holding

VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund2.90%

202.76M shares

VANGUARD INDEX FUNDS-Vanguard 500 Index Fund2.42%

169.15M shares

iShares Trust-iShares Core S&P 500 ETF1.28%

89.81M shares

Fidelity Concord Street Trust-Fidelity 500 Index Fund1.21%

84.43M shares

SPDR S&P 500 ETF TRUST-State Street SPDR S&P 500 ETF Trust1.13%

79.07M shares

07 / Market Events

Market Events

Upcoming Earnings

OCT

14WED

DateOct 14, 2026

DayWednesday

Revenue Est.$31.3B

EPS Est.$1.19

Split Record

Date	Type	Ratio
2004-08-30	Forward	2:1
1997-02-28	Forward	2:1
1986-11-21	Forward	2:1

08 / Market Intelligence

Market Intelligence

Analyst Consensus

Consensus (24 Ratings)

Buy

Strong Buy

Buy

Hold

Sell

Strong Sell

Recent Insider Trades

MOYNIHAN BRIAN T

Chief Executive Officer

Sale

18,083 shs

MOYNIHAN BRIAN T

Chief Executive Officer

Sale

18,083 shs

MOYNIHAN BRIAN T

Chief Executive Officer

Sale

18,083 shs

MOYNIHAN BRIAN T

Chief Executive Officer

Sale

18,083 shs

Price Targets

Upside to Mean+9.7%

$62$69$75

Low

$62.00

Mean

$68.77

Median

$68.50

High

$75.00

Earnings History

Beat Rate

4/4

Avg Surprise

+7.7%

Period	Est. EPS	Act. EPS	Surprise
2025-09	$0.95	$1.06	+12.0%
2025-12	$0.96	$0.98	+2.2%
2026-03	$1.02	$1.11	+8.8%
2026-06	$1.12	$1.21	+7.7%