Citigroup Inc. , a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions.
$137.72
▼ -$0.42 (-0.30%)Today
Open
$137.43
High
$138.11
Low
$135.40
Volume
5.7M
$93.6652-Week Range$147.96
Current: $137.72 · Near 52W High
MARKET CAP
$231.0B
P/E (TTM)
14.8x
P/B RATIO
1.2x
ROE
8.5%
EPS (TTM)▲ 15.5% Rev YoY
$9.28
DIVIDEND YIELD
1.95%
BETA
1.10
Market-correlated
Company Info
Industry
Banks - Diversified
Country
United States
Leadership
MJ
Ms. Jane Nind Fraser Ph.D.
Chief Executive Officer
Stock Score
Best Value41/ 100
Val
66
Grw
29
Qly
19
Value 40%·Growth 35%·Quality 25%
Price History
$137.72▲ $41.85 (43.65%)
Overlays
Oscillators
Generating analysis...
01 / Income Statement
Income Statement
Revenue & Margin Trend
| Period | Revenue | OpEx | EBITDA | Net Income | EPS |
|---|---|---|---|---|---|
| 2022 | $74.48B | N/A | N/A | $14.85B | $7.00 |
| 2023 | $78.09B▲ | N/A | N/A | $9.23B▼ | $4.04 |
| 2024 | $80.67B▲ | N/A | N/A | $12.68B▲ | $5.94 |
| 2025 | $85.21B▲ | N/A | N/A | $14.31B▲ | $6.99 |
02 / Balance Sheet
Balance Sheet
Cash & Equivalents
$349.58B
Total Debt
$367.70B
Assets Distribution
Current Assets
Non-Current Assets
Liabilities & Equity
Current Liabilities
Non-Current Liabilities
Equity
03 / Cash Flow
Cash Flow
Negative free cash flow of -$74.2B — the company is burning cash.
Operating CF
-$67.6B
Free Cash Flow
-$74.2B
Investing CF
-$108.3B
Financing CF
$238B
Cash Flow Mix
Operating Cash-$67.6B
Investing Cash-$108.3B
Financing Cash$238B
Net Change$62.1B
Operating Strength
Despite negative free cash flow, operating cash flow of -$67.6B indicates the core business is generating cash.
Cash Burn Concern
Cash burn rate of $74.2B requires monitoring. The company may need external financing if this persists.
Is the cash flow sustainable?
Negative Free Cash Flow
Negative free cash flow indicates the company is burning cash and may need to raise capital or cut spending.
04 / Financial Ratios
Financial Ratios
Profitability
Gross Margin
0.0%
Gross Profit / Revenue
Operating Margin
0.0%
Op. Income / Revenue
Net Margin
16.8%
Net Income / Revenue
ROIC
2.5%
Return on Invested Capital
Liquidity & Leverage
Current Ratio
1.25x
Current Assets / Current Liab.
Cash Ratio
0.16x
Cash / Current Liab.
Debt-to-Equity
1.73
Total Debt / Equity
Asset Turnover
0.03
Revenue / Total Assets
Returns
ROE
8.5%
Return on Equity
ROA
0.7%
Return on Assets
EPS (TTM)
$9.28
Earnings Per Share
06 / Historical Trends
Historical Trends
Revenue
+4.6% CAGRNet Income
-1.2% CAGREPS
-0.0% CAGR05 / Dividends
Dividends & Yield
Dividend Yield
1.95%
Annual
Annual Dividend
$2.69
Per Share
Payout Ratio
28.9%
Div / EPS
Est. Div Growth
+6.2%
Approx. YoY
Dividend Safety Assessment
The payout ratio of 29% suggests ample room for dividend growth and sustainability. The company retains over half of its earnings for reinvestment.
Recent Dividend Payments
| Date | Amount |
|---|---|
| 2026-08-03 | $0.67 |
| 2026-05-04 | $0.60 |
| 2026-02-02 | $0.60 |
| 2025-11-03 | $0.60 |
| 2025-08-04 | $0.60 |
| 2025-05-05 | $0.56 |
| 2025-02-03 | $0.56 |
| 2024-11-04 | $0.56 |
| 2024-08-05 | $0.56 |
| 2024-05-03 | $0.53 |
Institutional Ownership
Moderate Institutional Support
Top 3 institutional holders control 19.6% of shares, providing a stable foundation of institutional capital.
Retail Influence
Lower institutional concentration means retail sentiment and broader market trends may drive price action more noticeably.
Top Institutional Holders
Blackrock Inc.8.77%
149.51M shares
Vanguard Capital Management LLC6.29%
107.23M shares
State Street Corporation4.57%
77.91M shares
Geode Capital Management, LLC2.41%
41.05M shares
Fisher Asset Management, LLC2.14%
36.46M shares
Top ETFs Holding
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund2.92%
49.84M shares
VANGUARD INDEX FUNDS-Vanguard 500 Index Fund2.38%
40.66M shares
iShares Trust-iShares Core S&P 500 ETF1.38%
23.46M shares
Fidelity Concord Street Trust-Fidelity 500 Index Fund1.29%
22.05M shares
SPDR S&P 500 ETF TRUST-State Street SPDR S&P 500 ETF Trust1.21%
20.66M shares
07 / Market Events
Market Events
Upcoming Earnings
OCT
13TUE
DateOct 13, 2026
DayTuesday
Revenue Est.$23.7B
EPS Est.$2.62
Split Record
| Date | Type | Ratio |
|---|---|---|
| 2011-05-09 | Reverse | 1:10 |
| 2000-08-28 | Forward | 4:3 |
| 1999-06-01 | Forward | 3:2 |
| 1997-11-20 | Forward | 3:2 |
| 1996-11-25 | Forward | 4:3 |
08 / Market Intelligence
Market Intelligence
Analyst Consensus
Consensus (21 Ratings)
Buy
Strong Buy
5
Buy
11
Hold
5
Sell
0
Strong Sell
0
Recent Insider Trades
COLE TITILOPE
Director
Sale
13 shs
DAILEY GRACE E.
Director
Sale
5 shs
VON KOSKULL CASPER WILHELM
Director
Sale
27 shs
MOULDS JONATHAN PAUL
Director
Sale
235 shs
Price Targets
Upside to Mean+12.2%
$129$155$176
Low
$129.00
Mean
$154.50
Median
$157.50
High
$176.00
Earnings History
Beat Rate
3/4
Avg Surprise
+6.9%
| Period | Est. EPS | Act. EPS | Surprise |
|---|---|---|---|
| 2025-09 | $1.93 | $2.26 | +17.4% |
| 2025-12 | $1.62 | $1.24 | -23.4% |
| 2026-03 | $2.60 | $3.06 | +17.9% |
| 2026-06 | $2.71 | $3.14 | +15.6% |