PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
$54.96
▼ -$1.86 (-3.27%)Today
Open
$56.13
High
$56.13
Low
$54.51
Volume
13M
$38.4652-Week Range$79.22
Current: $54.96 · Mid Range
MARKET CAP
$47.0B
P/E (TTM)
10.4x
P/B RATIO
2.4x
ROE
24.5%
EPS (TTM)▲ 4.8% Rev YoY
$5.29
DIVIDEND YIELD
1.02%
BETA
1.29
Market-correlated
Company Info
Industry
Credit Services
Country
United States
Leadership
ME
Mr. Enrique J. Lores
Chief Executive Officer
Stock Score
Best Value42/ 100
Val
61
Grw
29
Qly
30
Value 40%·Growth 35%·Quality 25%
Price History
$54.96▼ $-13.44 (-19.65%)
Overlays
Oscillators
Generating analysis...
01 / Income Statement
Income Statement
Revenue & Margin Trend
| Period | Revenue | OpEx | EBITDA | Net Income | EPS |
|---|---|---|---|---|---|
| 2022 | $27.52B | $9.73B | $4.99B | $2.42B | $2.09 |
| 2023 | $29.77B▲ | $8.76B | $6.83B | $4.25B▲ | $3.84 |
| 2024 | $31.80B▲ | $8.89B | $6.74B | $4.15B▼ | $3.99 |
| 2025 | $33.17B▲ | $9.07B | $7.70B | $5.23B▲ | $5.41 |
02 / Balance Sheet
Balance Sheet
Cash & Equivalents
$8.05B
Total Debt
$9.99B
Assets Distribution
Current Assets
Non-Current Assets
Liabilities & Equity
Current Liabilities
Non-Current Liabilities
Equity
03 / Cash Flow
Cash Flow
Positive free cash flow of $5.6B — 87% of operating cash flow.
Operating CF
$6.4B
Free Cash Flow
$5.6B
Investing CF
$797M
Financing CF
-$6B
Cash Flow Mix
Operating Cash$6.4B
Investing Cash$797M
Financing Cash-$6B
Net Change$1.3B
FCF Generation
The company converts 87% of operating cash flow into free cash flow, providing ample flexibility for capital allocation.
CapEx Burden
Capital expenditures consume $797M of operating cash. Monitor for maintenance vs. growth CapEx split.
Is the cash flow sustainable?
Positive Free Cash Flow
The company has flexibility for dividends, buybacks, debt reduction, or reinvestment in growth opportunities.
04 / Financial Ratios
Financial Ratios
Profitability
Gross Margin
46.6%
Gross Profit / Revenue
Operating Margin
19.3%
Op. Income / Revenue
Net Margin
15.8%
Net Income / Revenue
ROIC
17.3%
Return on Invested Capital
Liquidity & Leverage
Current Ratio
1.29x
Current Assets / Current Liab.
Cash Ratio
0.17x
Cash / Current Liab.
Debt-to-Equity
0.49
Total Debt / Equity
Asset Turnover
0.41
Revenue / Total Assets
Returns
ROE
24.5%
Return on Equity
ROA
4.6%
Return on Assets
EPS (TTM)
$5.29
Earnings Per Share
06 / Historical Trends
Historical Trends
Revenue
+6.4% CAGRNet Income
+29.3% CAGREPS
+37.3% CAGR05 / Dividends
Dividends & Yield
Dividend Yield
1.02%
Annual
Annual Dividend
$0.56
Per Share
Payout Ratio
10.6%
Div / EPS
Est. Div Growth
+1.9%
Approx. YoY
Dividend Safety Assessment
The payout ratio of 11% suggests ample room for dividend growth and sustainability. The company retains over half of its earnings for reinvestment.
Recent Dividend Payments
| Date | Amount |
|---|---|
| 2026-09-04 | $0.14 |
| 2026-06-04 | $0.14 |
| 2026-03-04 | $0.14 |
| 2025-11-19 | $0.14 |
Institutional Ownership
Moderate Institutional Support
Top 3 institutional holders control 19.8% of shares, providing a stable foundation of institutional capital.
Retail Influence
Lower institutional concentration means retail sentiment and broader market trends may drive price action more noticeably.
Top Institutional Holders
Blackrock Inc.8.76%
74.97M shares
Vanguard Capital Management LLC6.27%
53.62M shares
State Street Corporation4.82%
41.23M shares
Invesco Ltd.3.91%
33.44M shares
Geode Capital Management, LLC3.43%
29.37M shares
Top ETFs Holding
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.05%
26.06M shares
VANGUARD INDEX FUNDS-Vanguard 500 Index Fund2.48%
21.25M shares
Invesco QQQ Trust, Series 12.13%
18.25M shares
iShares Trust-iShares Core S&P 500 ETF1.42%
12.13M shares
VANGUARD INDEX FUNDS-Vanguard Mid-Cap Index Fund1.33%
11.34M shares
07 / Market Events
Market Events
Upcoming Earnings
OCT
27TUE
DateOct 27, 2026
DayTuesday
Revenue Est.$8.7B
EPS Est.$1.31
08 / Market Intelligence
Market Intelligence
Analyst Consensus
Consensus (43 Ratings)
Hold
Strong Buy
3
Buy
4
Hold
33
Sell
3
Strong Sell
0
Recent Insider Trades
KEREERE SUZAN
Officer
Sale
4,162 shs
KEREERE SUZAN
Officer
Sale
8,503 shs
NATALI CHRIS
Officer
Sale
1,337 shs
KELLER FRANK
Officer
Sale
732 shs
Price Targets
Upside to Mean+3.8%
$36$57$80
Low
$36.00
Mean
$57.07
Median
$57.00
High
$80.00
Earnings History
Beat Rate
3/4
Avg Surprise
+5.1%
| Period | Est. EPS | Act. EPS | Surprise |
|---|---|---|---|
| 2025-09 | $1.21 | $1.34 | +11.1% |
| 2025-12 | $1.29 | $1.23 | -4.4% |
| 2026-03 | $1.27 | $1.34 | +5.6% |
| 2026-06 | $1.28 | $1.38 | +8.0% |